A tooth crown is a great investment to save a tooth from premature pulling, but it can also be a big expense for some families. If you are having trouble affording a tooth crown, here are some resources that you can try for assistance.
Dental Office Assistance
Your dental office may be able to help you work out a solution for your financial issues. Are you uninsured? Some dental offices can give discounts to uninsured patients and low income families. Other dental offices can help by creating a payment plan for you. If nothing else, your dentist's office can be a good source for providing financing offices that are approved by their staff.
Various Credit Cards
You can also pay for dental expenses using either your own personal credit card or a specialized health care credit card. Using your own credit card is convenient since you won't have to apply for any new lines of credit. Your credit card company might even temporarily extend your limit if you explain your circumstances; ask as long as your account is in good standing, and call a representative to ask for a temporary line of credit extension. However, this method will tie up the existing credit that you have until you pay down your dental expenses.
You have the option of applying for a specialized health care card, to which you can charge approved medical expenses. You may be able to get approved for one of these cards more easily than you would for a general spending credit card, so it's a good option to try if you have poor or no credit.
Health Care Loans
There are several health care-oriented loan companies to try, as well. A health care loan company is often convenient if you think you may have ongoing medical or dental expenses; you can send them new, approved medical bills and they will consolidate them into a single loan account. Like the health care credit card, these companies can often make exceptions for people with shaky credit scores, although you should be careful to ensure that the interest rates are fair.
In short, there are many ways to finance a tooth crown, so money shouldn't stop you from getting the care you need. Putting off a dental crown treatment could lead to more expenses and health issues down the road, so work with your dental office to come up with a great payment plan.
For a dentist in your area, contact a dentist such as Webster John B DDS.Share